Superannuation

Living Now vs Providing for the Future: Finding the Balance

8 months ago

Financial planning often involves a delicate balance between living now vs providing for the future. While it’s important to save and invest for retirement, emergencies, and long-term goals, it’s equally…

Understanding Taxation on Superannuation Retirement Products

8 months ago

Superannuation is a cornerstone of retirement planning in Australia. While most Australians are familiar with contributing to super and growing their savings, fewer fully understand how taxation works once they…

Superannuation Comparison Offers: What to Watch Out For

8 months ago

Superannuation is one of the most important financial assets most Australians will ever have. With more than $3 trillion in retirement savings nationally, it’s no surprise that Australians are frequently…

Understanding Superannuation Re-Contribution Strategies

9 months ago

As Australians approach retirement, finding ways to optimise their superannuation is often a priority. One strategy that can be particularly effective for reducing tax on super withdrawals and maximising retirement…

Creating Wealth in Your 50s: It’s Not Too Late to Make a Difference

9 months ago

Turning 50 can feel like a crossroads in life. You’ve likely accumulated some assets, perhaps paid off some debt, and are thinking seriously about retirement. But if you haven’t yet…

Excellence in Compliance and Best Practice

9 months ago

Bruce is attending the annual Futuro Financial Services conference in Auckland this week. The agenda includes plenty of interesting content and speakers, all designed to help financial planners improve their…

Why Investment Bonds Can Sometimes Play a Part in Retirement Planning

9 months ago

When Australians think about retirement planning, superannuation often takes centre stage. However, there are other investment options that can complement a retirement strategy, and investment bonds are one of them.…

How Much Do Australians Need to Live on in Retirement — and How Can You Make It Happen?

9 months ago

Planning for retirement is a crucial step in securing a comfortable and financially stable future, especially as Australians are living longer and requiring support for 20–30 years after retiring. A…

How to Transition into Retirement

10 months ago

Making the transition into retirement is a significant life change, and it can be a blend of excitement and uncertainty. With thoughtful planning and the right approach, you can ease…

What to Expect in Retirement

10 months ago

Retirement is one of life’s biggest transitions—and while many people focus on the financial side, there’s a lot more to consider. From lifestyle changes to emotional adjustments, knowing what to…